Smarte Real Estate Investing

Welcome to
Smarte Real Estate

Why Rent When You Can Own?

We have access to government programs and grants offering up to $40,000 of down payment assistance

Seth Phillips 213-784-4447

About Us

One Stop Service

We are here to help you from start to finish in your home buying journey.

Loan Sevices

We specilize in first time buyer programs, down payment assistance, and easy qualification programs. 

Buyer Agent Services

One of our energetic agents will guide you through the home finding  and purchasing process. We work with all listed properties as well as "For Sale by Owner" and "Off Market" homes.

First Time Homebuyer Programs

 Congratulations! If you are a first time homebuyer you have even better loan and grant options availble to you. And just to make the deal even sweeter many programs define a first time buyer as someone that has already owned a home! CONFUSED?

Are You a First-Time Homebuyer?

To know for sure, you should understand that a first-time homebuyer is defined as someone who has not owned and occupied their own home in the last three years. That means if you've never owned a home, you're a first-time homebuyer. It also means that if you owned your home three or more years ago, but sold it, you are right back to being a first-time homebuyer again, and you can take advantage of all of the benefits of CalHFA's first-time homebuyer programs.  

you can buy a home with 0 down

Low Interest Rates 30 Year Fixed

Got a job? Got OK credit score?

GOT A LOAN!!!!!!!!!!!!

Downpayment Assistance

No repayment required, 0% interest, or super low interest rates.

First Time Homebuyer Grant Programs

In Los Angeles county you may qualify for up to a $24,000 forgivable grant! That's right this grant does not have to be paid back if you live in your home for 3 years.


Seth Phillips

Head Dude at SRE. The Buck Stops Here

Mat Cua

Financing Dream Maker

Renee Butkus

Home Buyer Concierge 

Contact Us

Sign up now and receive a FREE $350 Home Warranty

Better yet, see us in person!

We love our customers, so feel free to visit during normal business hours by appointment.

Contact Seth Phillips for more information.


Smarte Real Estate Investing

770 S Grand Ave, Los Angeles, California 90017, United States



 By appointment

SRE = Smarte Real estate

Jump in the water's FINE!